Accidents And Life Insurance Cover
If the unfortunate thing such as an accident happens to your pet and it involves a third party and your pet is not insured, could you afford to pay for the damage it may have caused as you are responsible for this pet so the blame will fall onto you?
With regards to the public liability insurance whilst driving a car, it is an offense to have no insurance and drive on the road and this can lead to penalty points, fines from the police and can also result in your car being compounded and even a driving ban.
When looking for public liability insurance as with Life Cover no matter what you are covering, it generally comes as part of a package and the insurance policy will have added extras in. sometimes this can make the premium higher than if you chose to take public liability out on its own, so research on different types of policies may work out in your advantage.